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[/wpsm_inline_list]Wayfair is a popular online retailer that specializes in home goods. If you’re a Wayfair shopper, you may enjoy the Wayfair credit card, which offers special financing and rewards. The Wayfair credit card is issued by Comenity Bank and is available to those with fair credit or better, which means a credit score of about 640 or higher.
How to Apply for Wayfair Credit Card Online
It’s easy to apply for Wayfair credit card online.
- First, visit their website at comenity.net/wayfaircard.
- Click the button near the bottom right corner saying “Apply.”
- On the next page, click the green button on the left that says “Apply Now.”
You will need to sign into your Wayfair account to apply. If you don’t have a Wayfair account, you will need to create one. - For either option, enter your email address on the next page. Click “Continue.”
- On the next page, if you don’t have an account, create a password. If you do have an account, click “Sign In.”
Follow the prompts to finish your application.
back to menu ↑Other Ways to Complete a Wayfair Credit Card Application
You can also complete a Wayfair credit card application by phone. You can call them at 1-866-513-57-95.
back to menu ↑Wayfair Credit Card Rewards Program
Wayfair offers two options for rewards each time you order using your Wayfair credit card. You can either get 5 percent cash back or get special financing for up to 36 months.
back to menu ↑Wayfair Credit Card FAQs
What is the APR for a Wayfair credit card?
The APR is variable based on the Prime Rate, but is typically around 29.99 percent.
Can I transfer a balance?
Since the Wayfair card is a store card, you can’t transfer a balance onto the card.
Is there an annual fee?
There is no annual fee for the Wayfair credit card.
Is there a late fee?
If your payment isn’t received on time, you can be charged a late fee of up to $40.
Can I avoid paying interest?
You can avoid paying interest if you pay off your new balance in full each month.
