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[/wpsm_inline_list]Discover offers a wide range of credit cards. Most of their cards offer rewards, including cash back and miles for airline travel. They also offered a secured card. Most Discover credit cards are designed for those with good credit, which typically means a credit score of 680 or higher. The secured card is suitable for those with poor credit, though.
Compare Discover Credit Cards [12/06/2018]
| CARD NAME | ANNUAL FEE | INTRO APR | APRS | BALANCE TRANSFER FEE | FOREIGN TRANSACTION FEE |
|---|---|---|---|---|---|
| Discover it® Chrome Gas & Restaurant Credit Card | $0 | 0% intro APR for 14 months from date of account opening. | 13.99% to 24.99% | 3% of the amount of each transfer. | None |
| Discover it® Student Chrome Credit Card | $0 | 0% intro APR for 6 months from date of account opening. | 14.99% to 23.99% | 3% of the amount of each transfer. | None |
| Discover it® Secured Credit Card | $0 | None | 24.99% | 3% of the amount of each transfer. | None |
| NHL® Discover it® Credit Card | $0 | 0% intro APR for 14 months from date of account opening. | 13.99% to 24.99% | 3% of the amount of each transfer. | None |
| Discover it® Cash Back Credit Card | $0 | 0% intro APR for 14 months from date of account opening. | 13.99% to 24.99% | 3% of the amount of each transfer. | None |
| Discover it® Student Cash Back Credit Card | $0 | 0% intro APR for 6 months from date of account opening. | 14.99% to 23.99% | 3% of the amount of each transfer. | None |
| Discover it® Miles | $0 | 0% intro APR for 14 months from date of account opening. | 13.99% to 24.99% | 3% of the amount of each transfer | None |
How to Apply For Discover Credit Card Online
There are two options for applying for a Discover card online. You can visit their homepage at www.discover.com. If you’ve been invited to apply, you can visit their website to fill out a special Discover credit card application.
Apply for Discover Credit Card Online Without an Invitation
Even if you haven’t received an invitation, you can still apply for a Discover credit card.
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- Once you visit their homepage, click on “Credit Cards” near the top left side of the page and select “All Credit Cards.”
https://www.discover.com/
- Choose the credit card you want to apply for and click “Apply Now.”
https://www.discover.com/credit-cards/
- Enter your first and last name and click “Continue.”
https://www.discovercard.com/application/apply?srcCde=GAYP
- Once you visit their homepage, click on “Credit Cards” near the top left side of the page and select “All Credit Cards.”
Follow the prompts to finish your application.
Apply for Discover Credit Card Online With an Invitation
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- If you have received an invitation to apply for a Discover credit card, visit their website.
- Enter your invitation number and click the orange button that says “Continue.”
Follow the prompts to finish your application.
back to menu ↑Discover Credit Card Customer Service
If you have any concerns or questions about your Discover credit card, contact their customer service representatives at 1-800-347-26-83. If you are outside the U.S., you can contact them at 1-801-902-31-00.
You can also write them at:
Discover Financial Services
P.O. Box 30943
Salt Lake City, UT, 94130-0943.
Discover Credit Card FAQs
How do you activate a new card?
You can activate a new card by visiting their website or by calling customer service at 1-800-347-26-83. You will need the three-digit code on the back of the card.
Can I transfer a balance?
With most Discover cards, you can transfer a balance as long as you have enough available credit to do so. It can take seven to 14 days to transfer a balance.
Is there a way to avoid paying interest?
You can avoid paying interest on new purchases if you pay your new balance in full every month. If you don’t pay balances in full, you will earn interest unless you have a promotional 0 percent APR.
What should I do if I’m having financial difficulties?
Discover has a dedicated department for helping people who are having financial troubles due to unemployment, illness, or other factors. You can reach them at 1-800-983-14-12.
Can I use my card overseas?
You can use your card for foreign travel. Make sure to notify Discover about your travel plans, though, so your card isn’t declined. You can call their customer service at 1-800-347-26-83 or log into your Discover online account to notify them.
