Edward Jones is a well-known financial firm. They manage a wide variety of investments for their clients. They also offer three Edward Jones credit cards, which are only available to Edward Jones clients. The Edward Jones World and World Plus Mastercards® both offer loyalty rewards which can be deposited in your investment account.
The cards are issued by Elan Financial Services. You need excellent credit to qualify for the World and World Plus credit cards. If you don’t qualify for a World or World Plus card, they will consider you for a Platinum card.
Edward Jones Credit Card Types
Compare Edward Jones Credit Cards |
Edward Jones World MasterCard® |
Edward Jones Platinum MasterCard® |
Edward Jones World Plus MasterCard® |
---|---|---|---|
Sign-up Bonus | Earn a
|
Earn a
|
Earn up to
|
Rewards Program | Earn 1 Loyalty Point per $1 spent on everyday purchases | Earn 1 Loyalty Point per $1 spent on everyday purchases | Earn 1.5 Loyalty Points on everyday purchases up to $20,000, 2 Loyalty Points on everyday purchases over $20,000 |
APR for Purchases | 15.99% | 17.99% – 28.99% variable | 17.99% – 28.99% variable |
APR for Balance Transfers | 0% Intro APR for the first 12 billing cycles on balance transfers; after that a variable APR, currently 15.99% | 0% Intro APR for the first 12 billing cycles on balance transfers; after that a variable APR 17.99% – 28.99% | 17.99% – 28.99% variable |
Balance Transfer Fee | 0% Introductory fee for balances transferred within the first 60 days of account opening; after that, a balance transfer fee of 3% of each transferred amount ($5 minimum) will apply | 0% Introductory fee for balances transferred within the first 60 days of account opening; after that, a balance transfer fee of 3% of each transferred amount ($5 minimum) will apply | 3% of each transfer amount, $5 minimum |
Foreign Transaction Fee | 1% of each foreign purchase transaction or foreign ATM advance transaction | 1% of each foreign purchase transaction or foreign ATM advance transaction | None |
No Annual Fee | ✔ | ✔ | ✔ |
24-hour Concierge Service | ✔ | ✔ | ✔ |
Fraud Protection | ✔ | ✔ | ✔ |
Travel Accident Insurance | ✔ | ✔ | ✔ |
How to Apply for an Edward Jones Credit Card Online
It’s quick to apply for an Edward Jones credit card.
- First, visit www.edwardjonescreditcard.com.
- Enter your Edward Jones ID and click “Continue.” Follow the prompts to finish logging in.
- Visit the Loans & Credit section of the website under the Accounts tab.
- Follow the prompts to apply for an Edward Jones credit card.
Other Ways to Apply for an Edward Jones Mastercard
You can also apply for an Edward Jones Mastercard by contacting your financial advisor. If you’re not sure who your financial advisor is, you can locate your advisor by visiting their website.
back to menu ↑Edward Jones Mastercard Rewards Program
The Edward Jones World Mastercard and Platinum Mastercard both offer four points for each dollar you spend. The World Plus Mastercard earns 1.5 points for each dollar you spend up to $20,000 per year and 2 points for each dollar after that. The World and World Plus cards also offer 24-hour concierge service and travel accident insurance.
back to menu ↑Edward Jones Credit Card FAQs
What is the APR for an Edward Jones Mastercard?
The APR varies depending on which card you’re approved for and your credit history. The APR ranges from 15.99 to 28.99 percent and is variable.
Can you get a cash advance?
You can get a cash advance on all three cards. The APR for a cash advance is 28.99 percent, and there is a charge of 5 percent or at least $10, whichever is higher.
Is there an annual fee?
There is no annual fee for any of the Edward Jones credit cards.
Can you transfer balances?
You can transfer a balance on any of the cards. The fee is 3 percent or $5, whichever is higher.
Can you use the Edward Jones credit cards overseas?
You can use the card in foreign countries. There is a 1 percent fee for each transaction in a foreign currency.