Total VISA® Credit Card Rates & Fees
| ANNUAL FEE | INTRO APR | APRS | BALANCE TRANSFER FEE | FOREIGN TRANSACTION FEE |
|---|---|---|---|---|
| $75 for the first year. After that, $48 annually | None | 29.99% |
TotalCardVisa.com Credit Card FAQs
What is the APR for a Total VISA® credit card?
The APR for a Total VISA® credit card is 29.99 percent.
Is there an annual fee?
There is an annual fee of $75 for the first year and $48 each year after that.
Is there an annual fee?
You do need to pay a processing fee $89.00 (one-time fee) if you’re approved.
Is there a late fee?
If your payment is received after the due date, TotalCardVisa.com may charge you a late fee of up to $38.
Can I transfer a balance?
You can’t transfer a balance onto the TotalCardVisa.com credit card.
What will my initial credit line be?
Milestone bases your initial credit line on your income and credit history. The minimum initial credit limit is $300.
Are there any other fees?
TotalCardVisa.com charges a monthly maintenance fee of $6.25 per month after the first year. There is also an annual fee of $29 if you add an additional cardholder.
Can you get cash advances?
You can get a cash advance with the Total VISA® Credit Card. The APR for cash advances is 29.99 percent, and there is a cash advance fee of 5 percent or $10, whichever is greater.
